hard money loans with the lowest interest rates

Efundhomes helps real estate investors by making the process easy and fast, with less paperwork and great customer service.  We will shop your loan for the best terms and lowest rates

Short-Term
Bridge Loans

Efundhomes helps real estate investors fund their projects easily. Click below to get pre-approved and see your financing options

Long-Term
Rental Loans

Whether you’re refinancing or purchasing, Efundhomes offers 30-year fixed rate financing for investment properties. Get cash out, lower your rate, grow your portfolio and more with our long-term investment loan product.  We also have variable interest rate loans if that is what you prefer

High Leverage

At our lending company, we offer the flexibility to borrow up to 70% loan-to-value (LTV) in comparison to the after-repair value (ARV) of a subject property. Our lending program also allows borrowers to obtain up to 90% loan-to-cost (LTC) per project, providing the necessary funds to complete their real estate investment goals. Our team of experienced professionals will work closely with you to ensure that you receive the most competitive rates and terms, tailored to meet your specific needs. With our lending program, you can confidently pursue your investment opportunities and reach your desired level of success.

Competitive Rates

At our company, we are proud to offer competitive low rates starting at a mere 10%* for hard money loans. These loans are specifically designed to provide financing for fix and flip projects, which can be an excellent opportunity for real estate investors looking to turn a profit. These loans combine the purchase of the property with 10%-30% down depending on the type of property, credit score and experience.  These loans can also include up to 100% of rehab financing using draws, this loans are capped at a 70% loan-to-value (LTV) of the After Repair Value (ARV) totaling the purchase and rehab amount

Better Service

Why work with a brokerage like Efundhomes instead of a direct lender?  A direct lender can only offer you the services their company provides.  A broker however can shop the loans and we at Efundhomes know which lenders work with certain areas better than others or we also have access to private lenders and a plethora of other type of lenders like Mezzanine lenders.

Our Client Testimonials

Ready to Get Started?

Let us know about the property or multiple properties that you’re purchasing or refinancing, and we’ll give you a free no obligation quote.

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*All loans subject to underwriting and approval.
Rates may change with market conditions.