Short-Term Fix & Flip Hard Money Loans 12-24 months

Need money to purchase and rehab a property? Efundhomes has over 100 lenders who have various programs for your next project.  We offer 12-24 months interest only loans starting at 9.5%*

Get help with your purchase and fund up to 100% of rehab costs with a loan totaling up to 70% LTV.

High Leverage

At our lending company, we offer the flexibility to borrow up to 70% loan-to-value (LTV) in comparison to the after-repair value (ARV) of a subject property. Our lending program also allows borrowers to obtain up to 90% loan-to-cost (LTC) per project, providing the necessary funds to complete their real estate investment goals. Our team of experienced professionals will work closely with you to ensure that you receive the most competitive rates and terms, tailored to meet your specific needs. With our lending program, you can confidently pursue your investment opportunities and reach your desired level of success.

Competitive Rates

At our company, we are proud to offer competitive low rates starting at a mere 10%* for hard money loans. These loans are specifically designed to provide financing for fix and flip projects, which can be an excellent opportunity for real estate investors looking to turn a profit. These loans combine the purchase of the property with 10%-30% down depending on the type of property, credit score and experience.  These loans can also include up to 100% of rehab financing using draws, this loans are capped at a 70% loan-to-value (LTV) of the After Repair Value (ARV) totaling the purchase and rehab amount

Better Service

Why work with a brokerage like Efundhomes instead of a direct lender?  A direct lender can only offer you the services their company provides.  A broker however can shop the loans and we at Efundhomes know which lenders work with certain areas better than others or we also have access to private lenders and a plethora of other type of lenders like Mezzanine lenders.

Hard Money Loans for Real Estate Investors

Get more flexibility with your funding source with a brokerage with over 100 lenders

As a brokerage, Efundhomes can get you loans better suited for your needs than some direct lenders who do not serve your area or does not have the product that best suits your needs. Why limit yourself in this market?
  • Up to 70% LTV of After Repair Value (ARV)
  • Low origination fees
  • Rates as low as 10%*
  • Minimum FICO score of 660
  • Flexible 12-24 month terms
  • Easy construction draw process
  • Work with not just a mortgage guy but work with an investor who has been there and done that

Whether it's your first fix and flip or BRRRR, you can do it with confidence! Keep in mind that these loans are for business entities ONLY!

Whether you’re going to be selling your rehabbed properties for quick profits, or refinancing and holding them for rental income, Efundhomes is here to help. We offer excellent financing solutions for both flippers and BRRRR investors alike.

If you have your eye on a property, get in contact with us today and we’ll shop your loan to the best lender. We charge NO fees until at the closing table, the only thing you should pay will be for a credit report and an appraisal.

Recently Funded Bridge Loans

Cincinnati, OH
$1,350,000 - 70% LTV

Philadelphia, PA
$1,277,500 - 70% LTV

Washington, DC
$648,000 - 70% LTV

Surf City, NC
$4,158,000 - 65% LTV

Previous
Next

© Efundhomes 2024. All rights reserved.


*All loans subject to underwriting and approval.
Rates may change with market conditions.