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Hard Money Loans With Low Interest Rates
Curious about how much you could qualify for or what loan structure fits your investment strategy? Our quick quote form is the first step in connecting you with a real financing expert who understands your goals. We’ll match you with the best loan options for your project whether you’re working on a fix & flip, new construction, or a long-term rental investment.
ask us anything!
Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
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Unlock Your Next Investment Property
who we are?
Your Trusted Partner in Investment Funding
we’re more than just a mortgage broker—we’re your dedicated partner in making investment work. Our team works closely with you to understand your goals and provide the best funding for your next project. From experienced and first-time investors, we try to give the best options for you. We have over 270 lenders at our disposal.
why choose us?
Are you interested in the BRRRR strategy?
DSCR Purchase
DSCR Refinance
Fix & Flip
New Construction
Bridge
The first step in the BRRRR strategy is to locate that fixer upper and "B" Buy it with our Fix & Flip loan. It is both a purchase and finance the "R" renovation loan.
Once you fix the property, then you "R" rent it out and "R" refinance with our DSCR refinance loan. The last "R" is for repeat.
how it works
Partnering in Your Real Estate Success
Consultation
Discuss your needs and financial goals with our experts.
Application
Complete a simple application to start the financing process.
Closing
Finalize your mortgage and receive the keys to your new home!
Testimonials
— Michael R.
I had an incredible experience with them]. The team was attentive and helped me navigate the mortgage process smoothly. Thanks to their expert guidance, I was able to secure my dream home without any hassle. Highly recommend!
— Sarah T.
The support I received from them was outstanding! They took the time to understand my needs and found the perfect financing solution for my investment property. I couldn't have done it without them!
Frequently Asked Questions
What is a hard money loan?
A hard money loan is a short-term financing option secured by real estate, primarily based on the property's value rather than the borrower's creditworthiness. These loans typically have higher interest rates and quicker approval times, making them suitable for urgent funding needs or real estate investments. The exception to this would be a DSCR loan which is still considered hard money but it can be a 30 year loan like a regular mortgage
What loan types do you offer?
We offer DSCR loans, Fix and Flip loans, New Construction loans, and Bridge loans for real estate investors. Efundhomes does loans strictly for real estate investors. However if you are interested in buying a home to live in, try www.davidstreitmortgage.com
How do I know which loan is right for me?
Our team reviews your goals and project details to recommend the best loan option for your strategy. Don't worry, Fix and Flip loans you are not required to Flip it. You are required to refinance it, we can refinance your Fix and Flip loans into a DSCR loan which works great for the BRRRR strategy
What is the application process like?
We deal with so many different lenders that all have their own application process. We will try to work with the simplest lender for this. However, depending on the location of your property, the lenders might have different requirements in the application. Usually our loans do not include personal income and employement
How fast can I get approved and funded?
Timelines vary by project, but we move quickly to ensure a smooth, efficient approval and funding process. Commercial and Mixed Use properties take the longest amount of time to complete the loan. Usually a 1-8 family property can close within 30 days or less
Efundhomes LLC — Premier Hard Money Broker for Real Estate Investors
Fast, reliable funding for Fix & Flip, DSCR, New Construction, and Bridge Loans
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